Posted by admin | Posted in frugal living series | Posted on 03-10-2009
Living frugal involves saving money in many different ways, whether you are finding a better deal on car insurance or just stashing away some dollars from every paycheck. Remember also, you should always pay yourself first – one of my golden rules. If you are not stuffing a sock full somewhere and actually investing your money, how will you know how fast it will grow?
- Doubling Your Dollars
This is where the old Rule of 72 can give you an idea of how fast your gopher hill can become a mountain! It is really an old formula, but the Rule of 72 can still give you some valuable information about an investment.
To find out how long it will take an interest-bearing instrument to double in value, divide 72 by the interest rate that you will be earning on this investment
72 / 20 percent = 3.6 years
72 / 10 percent = 7.2 years
72 / 8 percent = 9 years
72 / 5 percent = 14.4 years
:B
Posted by admin | Posted in Food Storage Tips | Posted on 02-10-2009
5 Tips from a Farmers’ Market Manager on Shopping the Final Market
October 1, 2009
by Lisa Kivirist
Eat. Drink. Better.
The sustainability mantra may be “less is more,” but there’s one exception when buying more makes green sense: shopping the last farmers markets. If you’re not gardening and growing your own produce, your local farmers market serves as your easy connection to one-stop local fare shopping.
Farmers Market
But as frosts linger and the cold winds start to blow, don’t punt and think your fresh local bounty will disappear till spring. With a little strategic shopping and planning, you can preserve a local meal focus all winter long by taking advantage of those last farmer’s markets.
Here’s another perk of eating local year round: you’re supporting the economic health of your community. Just ask Cindy Torres, manager of the Longmont Farmers Market outside Boulder, Colorado, and an IATP Food and Society Fellow. Passionate about using local food systems as a healthy economic development tool, Torres co-founded the Boulder County Food and Agriculture Policy Council to look at how her area can increase the local food supply to enhance the lives of community residents of all economic backgrounds.
“With a little bit of planning and preparation, we can readily eat local till the spring markets start up again,” explains Torres. Here are her favorite five tips:
